Other Frequently Asked Questions

Who are the registered participants?

Registered participants are those individuals identified by and on record with the Home School Group as being a part of the group or event.

Yes. Once payment has been made, you will be able to print out your policy. You will receive copies of both the An Accident Medical policy and the General Liability policy, including a Certificate of Insurance (including policy number, coverage outline, and effective dates of coverage). Once payment has been made, you will be able to print out your policy.

Yes, as long as the Support Group is an HSLDA Discount Group.
To get the HSLDA discount, members have to join as a group. The group discount numbers are different from an individual member.

An HSLDA Discount Group is a homeschool organization that has qualified to receive an HSLDA discount to its members and has a Discount Group number. Basic requirements for an application are:
1. The group serves ten (10) or more families.
2. The group also meets the definition of a “Homeschool Group,” as follows:
  1. A state or local homeschool group is a group, co-op program, or other organization which exists expressly to provide “in-person” support, activities, information, and/or encouragement such as support group meetings, co-ops, field trips, sports programs, curriculum fairs, etc., specifically for homeschooling families. Homeschool service providers, PACs, social media groups, email lists, website-only groups, and other homeschool network resources are listed separately under National Vendors/Homeschool Networks.

For more information, click here.

No, the expectation is the parent is utilizing the nursery while attending or participating in an older child’s instruction. Nursery care is not considered “daycare”, Mother’s Day Out or a Drop in Childcare.

These are the activities or events in which Home School students, teachers, and volunteers participate. They are planned throughout the year and can be educational, recreational, and/or spiritual in nature.

One of the methods used to keep the premiums as low as possible is the utilization of a “Master Policy.” This means coverage is provided with a singular policy which is provided through the “Youth Group Insurance Trust.” In lieu of a policy, participating organizations are issued a Certificate of Insurance, which provides the limits of coverage, policy term, and policy number.
Copies of the Youth Group Insurance Trust and policies, including coverage forms, are available to enrolled participating organizations upon request.

The insurance companies have assumed in their pricing that the number of students and volunteers shown on the application will remain constant throughout the policy term. No additional premium will be applied during the policy term unless the enrollment increases by more than 10%. Please notify your Customer Service contact if enrollment increases by more than 10%, or if you are a Classical Conversations group and you need to add a seat, as additional premiums may be due.

One of the methods used to keep the premiums as low as possible is the utilization of a “Master Policy.” This means coverage is provided with a singular policy provided through a master program. In lieu of a policy, participating organizations are issued a Certificate of Insurance, which provides the limits of coverage, policy term, and policy number.
Copies of the Master Policy, including coverage forms, are available to enrolled participating organizations upon request.